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135 Vineyard Trail, Banner Elk, NC, 28604

3beds
3baths
1,907sqft
$1,339,000
$702price/sqft
$7,741/moest. monthly cost
$309,640/yrincome needed

About This Home

Experience the pinnacle of high-country luxury at 135 Vineyard Trail, a stunning residence located in the highly coveted, maintenance-free enclave of Vineyard Village within the world-renowned Lodges at Eagles Nest. This property represents a rare opportunity to own a premier, turn-key mountain sanctuary that perfectly balances architectural design with the effortless ease of a lock-and-leave lifestyle. The heart of this home is an expansive, open-concept living, dining, and kitchen area that has been masterfully crafted for both intimate family gatherings and grand-scale entertaining. Flowing naturally from the kitchen, the living and dining spaces are bathed in an abundance of natural light, thanks to an impressive array of massive windows and large glass sliding doors. These architectural features do more than just brighten the space; they serve as a permanent frame for the breathtaking, ever-changing colors of the High Country sunsets. Comfort was paramount in the design of this three-bedroom home. Each of the three spacious bedrooms functions as a true retreat, complete with its own dedicated ensuite bathroom featuring modern fixtures and elegant finishes. This thoughtful layout ensures that every family member or guest enjoys a level of luxury and autonomy that is highly sought after in both private residences and premium vacation rentals. In addition to the main level living, a charming loft area provides versatile space that can be tailored to your specific needs. This elevated nook is ideal for an entertainment zone, a quiet home office, or an additional sleeping area for overflow guests during holiday gatherings. To make the transition into your new mountain life even more seamless, the home is offered fully furnished with a curated selection of high-end pieces that complement the home’s refined, rustic style. Step outside to discover one of the property’s most unique and valuable assets: a large, flat backyard. In the dramatic topography of the Blue Ridge Mountains, level land is a premium luxury, offering a blank canvas for outdoor living. The beautiful back porch provides an ideal vantage point for taking in the fresh mountain air and the serene surroundings, while the flat yard beyond offers immense potential for a custom fire pit, a play area, or an expanded garden. Because this residence is part of Vineyard Village, homeowners enjoy the peace of mind that comes with maintenance-free living, as the community manages the exterior upkeep so you can focus entirely on adventure. The location of 135 Vineyard Trail is truly unparalleled within the gates of Eagles Nest. You are within easy walking distance of the acclaimed Eagles Nest Winery, allowing for effortless afternoons spent tasting world-class wines and enjoying live music without the need for a car. Furthermore, the home is perfectly positioned for quick access to the Sportsman’s Lodge, the Bistro, and the state-of-the-art fitness center. For the outdoor enthusiast, the community’s extensive network of hiking, mountain biking, and ATV trails is practically at your doorstep. From the legendary sunset views to the turn-key convenience, every detail of 135 Vineyard Trail has been curated for the discerning buyer seeking the absolute best in high-altitude living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Cranberry Middle SchoolGrades 6-84.9 mi
4/10
Avery County High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Shake Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Furnished,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: One,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,907

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s),Propane
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,961
  • Total interior livable area: 1,907 sqft

Property

Details

  • Parcel number: 193000782036

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Southern Exposure

Lot

  • Lot size: 1.05 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,770$81,240
Home Insurance *$359$4,308
Property Taxes $412$4,944
Electricity $200$2,405
Total$7,741$92,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,405/yr
40% on housing$232,230/yr
45% on housing$206,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$702This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$290
Avery County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$1,349,000

For Sale by Agent

AgentAllison Schoen
BrokerageElevate Land & Realty Banner Elk

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