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150th St, Charles City, IA, 50616

--beds
--baths
0sqft
$220,000
--price/sqft
$1,738/moest. monthly cost
$69,520/yrincome needed

About This Home

Discover a versatile 40-acre recreational property for sale in Chickasaw County, Iowa, ideally located just northeast of Charles City. This Northeast Iowa tract offers a rare combination of income-producing acres, river frontage, and exceptional outdoor recreation opportunities. The farm includes 12.25 FSA-certified tillable acres with a strong CSR2 rating of 68.8. These acres are currently enrolled in the CP38E Native Grasses CRP program, generating $3,494 in annual income through 2026. Upon contract expiration, buyers will have the flexibility to farm, pasture, or re-enroll in CRP if available, making this property attractive for both investors and landowners seeking long-term optionality. The farm has had upwards of 14 tillable acres in the past, so additional income opportunities may be available as well. The balance of the acreage provides outstanding recreational appeal. The Wapsipinicon River winds through the property, creating a scenic setting ideal for hunting, fishing, kayaking, camping, and wildlife viewing. The diverse habitat supports deer, turkey, upland birds, and other native wildlife, making it a sought-after destination for outdoor enthusiasts. The property is located at the corner of 150th Street and Beaumont Avenue in Section 9, Deerfield Township, Chickasaw County, Iowa.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
Charles City High SchoolGrades 9-129.2 mi
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Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Property

Details

  • Parcel number: 190509350001
  • Zoning: Agriculture

Lot

  • Lot size: 40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Inland Flooding
Winter Weather
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$322$3,864
Property Taxes $183$2,196
Electricity $121$1,452
Total$1,738$20,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,588/yr
40% on housing$52,140/yr
45% on housing$46,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 50616$88
Chickasaw County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50616
Chickasaw County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$260,000
2026-02-05Listed for sale$280,000

For Sale by Agent

AgentTravis J Smock
BrokeragePeoples Company

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