189 Pearl Street #103, Saint Albans, VT, 05478
About This Home
Welcome to an exciting new small-community development in Saint Albans City, where timeless farmhouse charm meets fresh, contemporary design. Unit 103 is the third unit in this stunning farmhouse-style structure, with completion slated for late 2026 - giving you the rare opportunity to secure brand-new construction from the ground up. Ideally located just minutes from downtown Saint Albans, including the Bay Area, Hard'ack, Collins Perley, shops, dining, and everyday amenities close by, this condo offers the perfect blend of convenience and lifestyle. Designed with an emphasis on first-floor living, the main level features an inviting open-concept kitchen, dining, and living area, a guest bath, and a spacious primary bedroom with an en suite - ideal for comfort, accessibility, and everyday ease. Upstairs, you'll find two additional bedrooms, a full bathroom, and a dedicated laundry area for ultimate convenience. Paved parking adds to the effortless living experience, and a $5,000 appliance allowance lets you personalize your new home. With a gorgeous blend of contemporary finishes and classic farmhouse warmth, these thoughtfully designed units will feel both stylish and welcoming - a truly beautiful place to call home in the heart of Saint Albans. Secure Unit 103 today and dive into the opportunity to make it uniquely your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Slab
- Roof: Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Stove
- Laundry features: 2nd Floor Laundry
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Dining Area,Kitchen/Dining,Kitchen/Family,Living/Dining,Natural Light,Walk-In Closet(s)
- Flooring: Hardwood,Vinyl Plank
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Natural Gas,Radiant Floor
- Cooling features: None
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Accessibility
- Accessibility features: 1st Floor 1/2 Bathroom,1st Floor Bedroom,1st Floor Full Bathroom,1st Floor Hrd Surfce Flr,Access to Parking,Hard Surface Flooring,No Stairs from Parking
Details
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Features: City Lot,Interior Lot,Level,Open Lot,Near Paths,Near Shopping,Neighborhood,Near Public Transit,Near Railroad,Near Hospital,Near School(s)
Parking
- Parking features: Shared Driveway,Paved,Assigned,Visitor
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance | $107 | $1,284 |
| Property Taxes | $442 | $5,304 |
| Electricity | $254 | $3,053 |
| Total | $2,719 | $32,628 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $379,000 |
View on Zillow