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823 Silver Buck Ln, Chesterfield, MO, 63005

5beds
5baths
5,584sqft
$1,375,000
$246price/sqft
$9,414/moest. monthly cost
$376,560/yrincome needed

About This Home

*New composite deck is scheduled to be completed by 8/29/2026!* Welcome to 823 Silver Buck Ln, an exceptional luxury residence nestled in the prestigious Silver Buck subdivision within the highly sought-after Bluff view community. Situated on a premium lot with outstanding curb appeal, this beautifully appointed home showcases quality craftsmanship, extensive upgrades, and an open-concept floor plan designed for both everyday living and elegant entertaining. Soaring ceilings, an upgraded staircase, and walls of oversized windows fill the spacious great room with an abundance of natural light, creating a warm and inviting atmosphere throughout. The gourmet kitchen is a chef’s dream, featuring custom cabinetry, premium stainless steel appliances, dual ovens, quartz countertops, and generous prep and storage space, while the spacious laundry room offers custom cabinetry for added functionality. The luxurious primary suite serves as a private retreat with bay windows overlooking the scenic bluff, a spa-inspired bathroom with granite countertops, a soaking tub, walk-in shower, and oversized walk-in closets. Additional bedrooms are generously sized and feature walk-in closets, including both a Jack-and-Jill bathroom and an attached en-suite bath, providing comfort and privacy for family and guests. The finished walkout lower level expands the living space with a large recreation area featuring a built-in speaker system, an additional bedroom with a walk-in closet, a full bathroom, abundant storage, and direct patio access. Outside, enjoy a brand-new backyard patio and a new fully fenced backyard, creating an exceptional private space for relaxing, entertaining and enjoying the outdoors. The oversized three-car garage includes a built-in electric vehicle charger and a Wi-Fi-enabled garage door opener, adding modern convenience to this impressive home. Located within the award-winning Rockwood School District and just minutes from Chesterfield Valley, premier shopping, restaurants, parks, and Highway 40/I-64, 823 Silver Buck Ln offers the perfect combination of luxury, comfort, and an unbeatable location.

Getting Around

3
WalkingCar-Dependent
14
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Lafayette High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Double Oven,Electric Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sleeping Area,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Custom Cabinetry,Granite Counters,High Ceilings,Open Floorplan,Master Downstairs,Separate Shower,Soaking Tub,Sound System,Stone Counters,Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Finished area below ground: 2,142
  • Finished area above ground: 3,442

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,584
  • Total interior livable area: 5,584 sqft

Property

Details

  • Parcel number: 18V510435
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Front Yard,Level

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Earthquake
Ice Storm
Winter Weather
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$730$8,760
Property Taxes $1,306$15,672
Electricity $426$5,116
Total$9,414$112,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$322,765/yr
40% on housing$282,420/yr
45% on housing$251,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 63005$329
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63005$195
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$1,365,000
2026-07-30Listed for sale$1,375,000
2024-03-18Sold--

For Sale by Agent

AgentDavid Mertens
BrokerageAvenue Real Estate Group

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