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1178 Windjammer Dr, Lakeland, FL, 33803

3beds
3baths
2,008sqft
$439,900
$219price/sqft
$3,242/moest. monthly cost
$129,680/yrincome needed

About This Home

Stunning, furnished model home! Simplify your life with this low maintenance villa! Conveniently located less than ten minutes from Orlando Health's Lakeland Highlands Hospital, the Polk Parkway, and Lake Hollingsworth! Very low HOA dues; currently $125/month! 3 Bedroom, 2.5 villa with a spacious, open living area, double vanities in both full bathrooms, and an upstairs loft area which is perfect for a computer zone or playroom! Tile floors throughout except in upstairs bedrooms. The exterior features an open lanai with an extended paver pad, plus an upstairs balcony off bedroom 2! A few special features include a tankless water heater, finished (epoxy) garage floors, tray ceiling in primary suite, and lots of storage space! Peaceful, quiet setting near Lake John, and across the street from Woodlake Park, which features tennis, pickleball courts, walking trails, and picnic tables! This home was tastefully designed with the help of an interior decorator! Furniture, accessories, and window treatments are included! Built by one of Lakeland's premier custom builders, Tapia Construction! Association fees include grounds maintenance and irrigation water. Owner/Agent.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Southwest Middle SchoolGrades 6-81.9 mi
5/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Lake John Villa
  • Builder name: Tapia Construction, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Inside,Laundry Closet,Washer Hookup

Balcony Porch Lanai

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 70
  • Dimensions: 14x5

Balcony Porch Lanai

  • Features: No Closet
  • Level: Second
  • Area: 80
  • Dimensions: 16x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 165
  • Dimensions: 11x15

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 165
  • Dimensions: 11x15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Great Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,008 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Exhaust Fan,Stone Counters,Walk-In Closet(s)
  • Level: First
  • Area: 221
  • Dimensions: 17x13

Loft

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 90
  • Dimensions: 9x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 242832263537000070
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting,Sidewalk

Lot

  • Lot size: 3,920 sqft
  • Features: City Lot,Landscaped,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$549$6,588
Property Taxes $267$3,204
Electricity $202$2,424
Total$3,242$38,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,154/yr
40% on housing$97,260/yr
45% on housing$86,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 33803$137
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33803$211
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$439,900

New Construction

AgentJackie Lyons
BrokerageXCELLENCE

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