See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3040 Southern Trace Dr, Lake Charles, LA, 70607

3beds
2baths
1,521sqft
$257,000
$169price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

*Receive up to $7,400 in incentives on this MOVE IN READY new construction home! The Segura Cottage offers 3 bedrooms and 2 bathrooms across 1,521 square feet of well planned living space. Conveniently located just five minutes from McNeese State University, this home also provides close proximity to local dining and shopping. The kitchen features slab countertops, a deep undermount sink, garbage disposal, and a 30 inch freestanding gas range with microwave hoodvent combo. Custom cabinetry with soft close doors and included hardware adds both function and a polished finish. A solid beam lintel separates the living and dining areas, creating definition while maintaining an open feel. The primary bedroom includes a vaulted ceiling, while the primary bathroom offers a fiberglass shower insert with a framed glass door and built in seat. Additional highlights include slab countertops in the bathrooms, drop in sinks, a tankless gas water heater, and up to 10 pallets of sod, making this Energy Star-certified home a comfortable and efficient choice in a convenient location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Lagrange High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,HardiPlank Type

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Manuel Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Free-Standing Range,Disposal,Gas Range,Gas Water Heater,Water Heater,Microwave,Tankless Water Heater,Vented Exhaust Fan,Water Line to Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom

  • Level: Lower
  • Area: 100
  • Dimensions: 10.1 x 10.04

Bedroom

  • Level: Lower
  • Area: 100
  • Dimensions: 10.04 x 10.08

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Area: 112
  • Dimensions: 14 x 8.08

Features

  • Bathtub,Ceiling Fan(s),Crown Molding,Kitchen Island,Kitchen Open to Family Room,Open Floorplan,Pantry,Recessed Lighting,Shower,Eating Area In Dining Room
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 1,521 sqft

Kitchen

  • Level: Lower
  • Area: 182
  • Dimensions: 14 x 13.01

Living Room

  • Level: Lower
  • Area: 208
  • Dimensions: 16.04 x 13

Master Bedroom

  • Level: Lower
  • Area: 168
  • Dimensions: 14 x 12.11

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 01343206CAB
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Porch,Front Porch,Rear Porch
  • Fencing: None

Lot

  • Lot size: 6,011 sqft
  • Features: Back Yard,Front Yard,Landscaped,Regular Lot,Yard
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Coastal Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,299$15,588
Home Insurance *$316$3,792
Property Taxes $100$1,200
Electricity $147$1,773
Total$1,862$22,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$98
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$257,000
2026-02-05Listed for sale$257,000

New Construction Spec

AgentTassie Fonseca
BrokerageLamplighter Realty, LLC

Similar Homes