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30/AC Guthrie Rd, O'Fallon, MO, 63366

0beds
--baths
0sqft
$1,499,000
--price/sqft
$9,991/moest. monthly cost
$399,640/yrincome needed

About This Home

Outstanding location with 30 + acres, all city utilities and NO FLOODPLAIN and NO WETLANDS! Just a quarter mile north of the main Lake St Louis overpass on Guthrie Road! remember the three most important things with regard to RE... location, location and location! This is the perfect place for a new residential subdivision if you want to be sold out fast! Easy access to I-70 and I-64 but no road noise to speak of! Rolling hills and some very level ground make this a beautiful place for residential development with large lots or Villas with "Green Space"! There is a small spring fed creek that makes this property perfect for walking trails and common ground! This tract would make a fantastic place for a family compound or your private estate! Property in this area, and this close to everything, with sewer and water accessible, is a "no brainer". If you can find a better piece... buy it! Nice newer homes in the immediate area! Schedule your private tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Flint Hill ElementaryGrades K-54.4 mi
9/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Features

  • Finished area above ground: 0

Heating

  • Heating features: None

Property

Details

  • Parcel number: 20048S022000021.0000000
  • Special condition: Standard

Lot

  • Lot size: 30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$947$11,364
Property Taxes $1,324$15,888
Electricity $141$1,693
Total$9,991$119,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,548/yr
40% on housing$299,730/yr
45% on housing$266,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$178
St. Charles County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,499,000
2026-02-24Contingent$1,499,000
2026-02-05Listed for sale$1,499,000

For Sale by Agent

AgentEric B Merchant
BrokerageTrophy Properties & Auction

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