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105 Crest Loop Rd, Clanton, AL, 35045

4beds
3baths
2,385sqft
$465,000
$195price/sqft
$3,078/moest. monthly cost
$123,120/yrincome needed

About This Home

** Buyers Agents Paid 2.5% ** Custom built home on the north side of town, close to I-65 and UAB Hospital. This 4 bedroom house features a large kitchen with 5x8 island and walk-in pantry, a spacious laundry room and an expansive back porch. The Master Suite is a dream come true, with an oversized soaking tub and separate shower, a walk-in closet with custom built shelves and access to the laundry room. Home features a whole house security system with exterior cameras, window and door sensors and motion detection. All your storage needs will be met with the oversized garage, pull down attic storage, and walk-in crawl space featuring 822 sq. ft. of poured concrete flour and 6ft ceiling. This home also has a storm shelter for additional safety.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Thorsby High SchoolGrades PK-124.2 mi
5/10
8/10
Clanton Elementary SchoolGrades PK-34.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,385 sqft

Property

Features

  • Exterior features: Brick,Composition

Lot

  • Lot size: 0.91 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$337$4,044
Property Taxes $124$1,488
Electricity $266$3,202
Total$3,078$36,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,531/yr
40% on housing$92,340/yr
45% on housing$82,080/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 35045$157
Chilton County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 35045$152
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$459,900
2026-08-08Price change$464,900
2026-07-16Listed for sale$465,000
2026-07-01Listing removed--
2026-06-12Pending sale$465,000
2026-06-07Listed for sale$465,000
2026-03-03Listing removed--
2026-02-06Listed for sale$459,899

For Sale by Owner

AgentProperty Owner

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