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1045 Oak Ridge Dr, Horsham, PA, 19044

4beds
4baths
3,892sqft
$1,400,000
$360price/sqft
$9,470/moest. monthly cost
$378,800/yrincome needed

About This Home

What does your dream home look like? Is it located high on the hill with scenic views all around? Does it look like an elegant sculpture in stone, rising vertically from its mound, its metal roof projecting strength and black framed windows confirming that no expense has been spared in the quality of design and materials? As you come in, does it wow you with 3 story ceilings and a kitchen with $50,000 worth of improvements over the luxury builder version? Do you see a magical landscape as far as the eye can behold from you expansive deck? Well, then, YOU HAVE JUST FOUND YOUR FOREVER HOME! This home was bought new less than 2 years ago. The family never truly moved in because of personal circumstances. SIMILAR HOMES FROM THE SAME BUILDER HAVE RECENTLY SOLD BETWEEN $1,500,000-$2,100,000 in the Bucks-Montgomery Area. Their loss can be your opportunity to own this gem.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Simmons El SchoolGrades K-51.6 mi
8/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2024

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Extra Refrigerator/Freezer,Ice Maker,Instant Hot Water,Indoor Grill,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Additional Stairway,Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Butlers Pantry,Ceiling Fan(s),Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,892

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,892
  • Total interior livable area: 3,892 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 360002956221
  • Zoning: SINGLE FAMILY
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.00 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Storage,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$459$5,508
Property Taxes $1,505$18,060
Electricity $427$5,124
Total$9,470$113,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,685/yr
40% on housing$284,100/yr
45% on housing$252,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 19044$263
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19044$279
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$1,400,000
2024-04-15Sold$1,114,795

For Sale by Agent

AgentIrina Vilk
BrokerageRubicon Realty Group LLC

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