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92-1573 Luau Dr, Ocean View, HI, 96737

--beds
0baths
--sqft
$139,000
--price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

A great property offering strong potential for improvement and value enhancement! This property has an unpermitted structure with a bedroom, bathroom, and kitchen. There is also a permitted garage, and permitted carport. Power from HELCO is already in place. With a little elbow grease, this could be a true diamond in the rough.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.8 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3920780080000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Gentle Slope

Lot

  • Lot size: 1.00 Acres
  • Features: Grassy,Rocky

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$35$420
Property Taxes $40$480
Electricity $374$4,497
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96737$124
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96737$265
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$139,000

For Sale by Agent

AgentKevin Smith
BrokerageKW Big Island

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