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77 Papago Springs Rd, Elgin, AZ, 85611

2beds
2baths
2,075sqft
$575,000
$277price/sqft
$3,577/moest. monthly cost
$143,080/yrincome needed

About This Home

Custom home built on 10+ acres with old oak trees and native grass. The home has new exterior paint, new carpet, new tile in bathroom, and new stove in kitchen. Open wood truss ceiling and large windows in the great room with a big cozy fireplace, bedroom/office downstairs is large enough to make into a third bedroom. Loft and primary bedroom upstairs with en-suite, and walk-in closet w/cedar. Two car garage has utility area and laundry. Outdoor block structure with roof could be for animals, or storage. Amazing views of the Santa Rita Mountains, Great location, close to town center and restaurants. National Forest just down the road for riding, and hiking. Easy commute to Tucson, Nogales, & Sierra Vista. +++Extra land adjacent to this property can be bought, 8.95 acres for $175,000

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Elgin Elementary SchoolGrades PK-87.6 mi
9/10
Patagonia Union High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Metal
  • Construction materials: Frame - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Lazy Susan
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Beamed Ceilings,Vaulted Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,075
  • Total interior livable area: 2,075 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10934018B
  • Zoning: SCC - GR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Slab
  • Spa features: None
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Mountain(s),Sunset,Sunrise

Lot

  • Lot size: 10.29 Acres
  • Features: North/South Exposure
  • Lot size dimensions: Unknown

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Lightning
Strong Wind

FEMA Declared Disasters in Santa Cruz County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance $154$1,848
Property Taxes $297$3,564
Electricity $219$2,636
Total$3,577$42,924

Income You'd Need if You Spent...

35% on housing$122,640/yr
40% on housing$107,310/yr
45% on housing$95,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 85611$280
Santa Cruz County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 85611$338
Santa Cruz County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$595,000

For Sale by Agent

AgentDeirdre DeMun
BrokerageSonoita Realty

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