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795 E Poe Young Rd, Finley, KY, 42718

4beds
3baths
2,520sqft
$585,000
$232price/sqft
$4,003/moest. monthly cost
$160,120/yrincome needed

About This Home

Stunning 4-Bedroom Home on 18.5 Private Acres Built in 2021, this exceptional 4-bedroom, 3-bathroom home offers modern living surrounded by nature on 18.5 private acres. With a beautiful mix of woods, a peaceful creek, and unmatched privacy, this property truly has it all. Designed with space and functionality in mind, the home features 2 spacious bedrooms on the main floor, along with 2 additional bedrooms and a full bathroom in the fully finished walkout basement—perfect for guests, extended family, or flexible living arrangements. Large living areas on both the main level and basement provide plenty of room to relax, entertain, or spread out comfortably. Inside, you’ll find hardwood floors, central heat and air, and a thoughtfully designed layout. The farmhouse-style kitchen features soft-close cabinetry and granite countertops, complemented by matching granite in the bathrooms for a cohesive, high-end finish. The spacious master suite includes a large walk-in closet, offering plenty of storage and comfort. Additional features include a convenient laundry room with direct access to the attached 2-car garage, adding everyday functionality and ease. The finished basement also includes a safe room for added security and peace of mind, along with a wood stove that serves as a reliable backup heat source. Whether you're looking for space, privacy, or a place to enjoy the outdoors, this property delivers. A rare opportunity to own a modern home with acreage, beautiful surroundings, and room for everyone—don't miss this one, schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Taylor County High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1260

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Full,Walk-Out Access

Bathroom

  • Features: Granite Counters,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Chandelier,Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Living/Dining Combo
  • Window features: Thermo Pane Windows,Vinyl Frame,Blinds
  • Flooring: Hardwood,Tile
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Wood
  • Cooling features: Central Air,Central Electric,Heat Pump

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Features: Granite Counters,Bar,Solid Surface Counter Top
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16021A01

Features

  • Patio & porch: Covered Front Porch,Covered Deck,Deck,Porch
  • Exterior features: Lighting,Landscaping,Mature Trees,Trees
  • Fencing: None
  • Waterfront features: Creek
  • Waterbody name: Green River

Lot

  • Lot size: 18.50 Acres
  • Features: Wooded,County,Dead End

Parking

  • Total spaces: 2
  • Parking features: Attached,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$366$4,392
Property Taxes $480$5,760
Electricity $199$2,388
Total$4,003$48,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,245/yr
40% on housing$120,090/yr
45% on housing$106,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 42718$130
Taylor County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 42718$142
Taylor County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$585,000

For Sale by Agent

AgentDebbie Murray
BrokerageKeller Williams First Choice Realty

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