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3006 State Highway 577, Annville, KY, 40402

1beds
1baths
0sqft
$185,000
--price/sqft
$1,375/moest. monthly cost
$55,000/yrincome needed

About This Home

Welcome to 3006 KY-577 in Annville, KY - a rare opportunity to own 20.1 sprawling acres of beautiful Kentucky land with room to roam, build, farm, or expand. The acreage is the true star here, offering wide-open space, privacy, and endless possibilities for outdoor living, recreation, or future development. Situated on the property is a barndominium-style structure, blending rustic charm with functional living and workspace potential. Whether you're looking for a country retreat, a homestead, a hunting base, or a property to customize to your vision, this land provides the freedom to make it happen. With over 20 acres at your disposal, there's ample room for livestock, gardens, trails, additional buildings, or simply enjoying the peace and quiet of rural Kentucky. Conveniently located yet secluded, this property offers the perfect balance of accessibility and privacy. If you've been searching for acreage with versatility and long-term potential, this is one you don't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Tyner Elementary SchoolGrades PK-54.2 mi
--
--
Barnabus Home High SchoolGrades 9-124.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 2,600

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 2,600

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 20.10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$163$1,956
Property Taxes $72$864
Electricity $205$2,463
Total$1,375$16,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,142/yr
40% on housing$41,250/yr
45% on housing$36,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 40402$164
Jackson County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 40402
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$185,000

For Sale by Agent

AgentLogan Miller
BrokerageGSP Homes

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