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4 Stubs Way, Lovell, ME, 04051

2beds
1baths
1,645sqft
$449,000
$273price/sqft
$3,059/moest. monthly cost
$122,360/yrincome needed

About This Home

This log cabin is a dream for anyone who enjoys rustic charm and privacy. Nestled on nearly 2 acres, this 2-bedroom, 1-bath home offers a peaceful setting, plenty of room to enjoy the outdoors and the benefits of low taxes. Step inside to all new flooring throughout the entire first floor, cathedral ceilings and abundant natural light that enhance the open-concept layout, creating a bright and welcoming atmosphere. The living room features a wood-burning stove with a new chimney lining, providing cozy warmth for cold winter or cool fall nights. From the dining area, large glass doors lead to the covered back porch that runs the length of the home, making it an ideal spot for relaxing, entertaining, or taking in the surrounding nature. The kitchen offers natural wood cabinetry and ample storage, continuing the home's warm, cabin-inspired aesthetic. The primary bedroom is conveniently located on the first floor and features large windows that frame out the view to the front yard. A full bathroom completes the main level. Upstairs, an oversized bedroom offers built-in shelving, a closet and a bonus space that could serve as a home office or reading nook. A spacious basement provides great potential for future finished living space, a workshop, or hobby area, along with ample storage. Enjoy close proximity to hiking trails, lakes and year-round outdoor recreation, making this an ideal retreat for nature lovers and adventure seekers alike.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
New Suncook SchoolGrades PK-45.9 mi
5/10
Molly Ockett SchoolGrades PK-813.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Log Home,Post and Beam,Log Siding Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Hook-ups,In Basement

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete,Full,Unfinished,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Natural Light,Indoor Storage,Smart Thermostat
  • Window features: Skylight(s)
  • Flooring: Wood,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,645

Heating & Cooling

  • Heating features: Propane,Wood,Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,585
  • Total interior livable area: 1,645 sqft

Property

Details

  • Parcel number: LOVE000000R000010000056
  • Zoning description: Residential
  • Exclusions: Taxidermy Heads.

Features

  • Levels: 1.75
  • Stories: 1
  • Patio & porch: Covered Porch

Lot

  • Lot size: 2 Acres
  • Features: Wooded,Rural

Parking

  • Parking features: Dirt,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $220$2,640
Property Taxes $325$3,900
Electricity $244$2,930
Total$3,059$36,708

Income You'd Need if You Spent...

35% on housing$104,880/yr
40% on housing$91,770/yr
45% on housing$81,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 04051$752
Oxford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 04051
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$469,000
2026-03-26Price change$499,000
2026-02-06Listed for sale$519,000

For Sale by Agent

AgentCarrie Erickson
BrokeragePinkham Real Estate

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