2030 Highway 49 W, Ashland City, TN, 37015
About This Home
An extraordinary opportunity to own one of Tennessee’s most remarkable waterfront estates. Set along the Cumberland River, this rare offering includes a private residence with boat dock on an incredible 5 acres with river access and boat dock with built in seats on both sides. The property also features 2 courtyards, a swimming pool, fenced pool area and sits at one of the highest elevations in Cheatham County, offering exceptional privacy and breathtaking views. 3 car garage has storage space. Enjoy the perfect balance of seclusion and convenience, located less than 45 minutes from downtown Nashville and under 10 minutes to Walmart and everyday necessities. This is truly a dream property. 2200 sq ft wrap around porch offers spectacular views. HUGE unfinished basement offers future flex space. Offered for the first time since being built, opportunities like this are exceedingly rare. Additional acreage available with acceptable offer. Showings require 24-hour notice. 1% lender credit with use of preferred lender.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Features: Suite
- Level: Suite
- Area: 297
- Dimensions: 27x11
Bedroom2
- Area: 143
- Dimensions: 11x13
Bedroom3
- Area: 143
- Dimensions: 11x13
Bedroom4
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Den
- Features: Separate
- Level: Separate
Dining Room
- Features: Formal
- Level: Formal
- Area: 288
- Dimensions: 24x12
Features
- Flooring: Wood,Other
- Number of fireplaces: 2
- Fireplace features: Den,Living Room
- Fireplace: Yes
- Finished area above ground: 2,790
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,790
- Total interior livable area: 2,790 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Eat-in Kitchen
- Area: 297
- Dimensions: 11x27
Living Room
- Area: 300
- Dimensions: 15x20
Other
- Features: Other
- Level: Other
- Area: 260
- Dimensions: 26x10
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 84
- Dimensions: 12x7
Other
- Features: Florida Room
- Level: Florida Room
- Area: 290
- Dimensions: 29x10
Recreation Room
- Features: Second Floor
- Level: Second Floor
- Area: 390
- Dimensions: 26x15
Property
Details
- Parcel number: 049 06400 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Dock
- Has view: Yes
- View description: Valley,River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: River Front,Year Round Access
- Topography of land: Cleared,Private,Views,Wooded
Lot
- Lot size: 5 Acres
- Features: Cleared,Private,Views,Wooded
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Earthquake
- Hail
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,144 | $181,728 |
| Home Insurance | $1,381 | $16,572 |
| Property Taxes | $1,197 | $14,364 |
| Electricity | $226 | $2,720 |
| Total | $17,948 | $215,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $2,995,000 |
| 2026-02-13 | Listed for sale | $4,200,000 |
For Sale by Agent
View on Zillow