Primary listing photo

1838 Blackthorn St, Council Bluffs, IA, 51503

4beds
3baths
2,475sqft
$455,890
$184price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

The Ruby 4 plan by Richland Homes is a 2 story that is a real show stopper! The sprawling main floor offers an office space, 1/2 bath and a convenient drop zone off the garage. The spacious kitchen has birch cabinets and quartz countertops as well as a large island for additional work space or entertaining. The 2nd floor features 3 sizable bedrooms, a full bath and large laundry room. The primary suite is a true get away with an attached sitting room, ensuite bath and a substancial walk-in closet. Home is in the foundation stage and current price does NOT reflect final selections.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Richland Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Pantry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,475

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,475
  • Total interior livable area: 2,475 sqft

Property

Details

  • Parcel number: 744304180028

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 7,637 sqft
  • Lot size dimensions: 62.6 X 122

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,305$27,660
Home Insurance *$335$4,020
Property Taxes $501$6,012
Electricity $184$2,215
Total$3,325$39,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$455,890
2026-02-06Listed for sale$448,430

New Construction

AgentTheresa Martin
BrokerageNP Dodge Real Estate - Council Bluffs

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