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23251 State Highway 108, Twain Harte, CA, 95383

9beds
10baths
6,000sqft
$2,250,000
$375price/sqft
$15,008/moest. monthly cost
$600,320/yrincome needed

About This Home

This is a one of a kind property in the Sierra Foothills which can be used as an AirBnB, a VRBO, a Company Retreat or a Wedding Venue...you name it! Bring your ideas! This is your opportunity to have one of the most beautiful properties in the Gold Country! There are 9 bedrooms, 9 1/2 baths all under about 6000 sq ft and a separate 400 sq ft ADU with a 2 car garage! There are spaces for outdoor entertaining as well as a detached covered deck for a possible wedding area only a few minutes from Twain Harte. The house has a new water treatment system for the well, a whole house generator, a sub zero fridge in the kitchen, mini split systems downstairs, a propane fireplace/stove in each bedroom, as well as a central HVAC and an interior sprinkler system. It's just a short drive to Dodge Ridge Ski Resort, Yosemite National Park, Columbia State Park, the Sonora Pass, downtown historic Sonora, Black Oak Casino and Chicken Ranch Casino. Located only 2 1/2 hours from most Bay Area locations. Come up and take a look!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Twain Harte SchoolGrades K-81.0 mi
6/10
Summerville High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1996

Materials

  • Construction materials: Siding - Other,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Laundry Closet,Laundry Room,Washer,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 10
  • Full bathrooms: 9
  • 1/2 bathrooms: 1

Features

  • Pantry,Central Vacuum
  • Flooring: Hardwood,Laminate,Linoleum,Carpet
  • Number of fireplaces: 10
  • Fireplace features: Gas,Living Room,Master Bedroom,Other,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Individual Rm Controls,Central,Fireplace(s)
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Kitchen

  • Features: Dishwasher, Disposal, Gas Range/Cooktop, Kitchen Island, Microwave, Pantry, Refrigerator

Property

Details

  • Parcel number: 047132003000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three or More Stories
  • Pool features: None
  • Has view: Yes
  • View description: Forest

Lot

  • Lot size: 0.65 Acres
  • Features: Sloped Down,Dead End

Parking

  • Total spaces: 14
  • Parking features: Detached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Landslide
Lightning

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$1,183$14,196
Property Taxes $1,162$13,944
Electricity $1,286$15,439
Total$15,008$180,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$514,560/yr
40% on housing$450,240/yr
45% on housing$400,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 95383$217
Tuolumne County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 95383$246
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$2,250,000

For Sale by Agent

AgentBetsy Hurst
BrokerageCentury 21/Wildwood Properties

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