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410 Elf Owl Ct, Willis, TX, 77318

3beds
2baths
1,786sqft
$324,900
$182price/sqft
$2,494/moest. monthly cost
$99,760/yrincome needed

About This Home

The single-story Champlain plan boasts an open, inviting central layout, with a spacious great room overlooking a dining area and a kitchen with a center island and built-in pantry. The primary suite is adjacent, showcasing a walk-in closet and private bath with dual vanities and a walk-in shower. Two secondary bedrooms each offer a walk-in closet. You’ll also find a private study in this plan. 2-bay garage included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Willis High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick

Other

  • Builder name: Century Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,786
  • Total interior livable area: 1,786 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Secondary Bath(s): Tub/Shower Combo

Property

Features

  • Stories: 1
  • Patio & porch: Patio/Deck,Porch

Lot

  • Lot size: 7,383 sqft
  • Features: Back Yard,Cul-De-Sac,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$225$2,700
Property Taxes $389$4,668
Electricity $238$2,859
Total$2,494$29,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,508/yr
40% on housing$74,820/yr
45% on housing$66,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 77318$169
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77318$163
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$362,900

New Construction Spec

AgentJared Turner
BrokerageCentury Communities

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