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2072 Apollo Dr, Chipley, FL, 32428

4beds
2baths
1,458sqft
$243,500
$167price/sqft
$1,691/moest. monthly cost
$67,640/yrincome needed

About This Home

This home has easy access to Highway 77 and is situated on just under a 1/4-acre lot. Entering this home, you'll have easy access from the entry way to two bedrooms and a guest bathroom. Continuing through the entry hall you will find the third guest bedroom and the laundry room before entering the heart of the home where you find an open concept living area. The living area blends seamlessly with the kitchen, dining space, and living room. The kitchen offers plenty of space and a center island that has a sink and dishwasher. Beautiful decorative features include granite countertops and stainless-steel appliances, including a stove, dishwasher, and microwave. Enjoy afternoons from your back patio that is accessible from the dining area. With this open and functional design, guests and family will find this home has a comfortable living space. Moving through the open concept main living area, you'll find the primary bedroom. This bedroom is a spacious and includes a private ensuite bathroom that has a vanity with granite countertops, a shower and closet space for your wardrobe needs. This home has a Home is Connected package that offers devices such as the DEAKO Smart Switch, Qolsys Touch Panel, digital thermostat all that can be integrated to control from a single panel or your phone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-57.6 mi
4/10
Vernon Middle SchoolGrades 6-86.4 mi
3/10
Vernon High SchoolGrades 9-126.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 10 x 13

Bedroom

  • Level: First
  • Dimensions: 10 x 13

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10 x 10

Features

  • Smart Home,Smart Thermostat

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 13

Living Room

  • Level: First
  • Dimensions: 10 x 12

Master Bedroom

  • Level: First
  • Dimensions: 13 x 14

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 000000000100060026

Features

  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 10,018 sqft
  • Features: Paved
  • Lot size dimensions: 80 x 124 x 75 x 124

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,231$14,772
Home Insurance *$170$2,040
Property Taxes $93$1,116
Electricity $197$2,366
Total$1,691$20,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,977/yr
40% on housing$50,730/yr
45% on housing$45,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$155
Washington County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$243,500
2026-04-28Pending sale$234,900
2026-03-04Price change$234,900
2026-02-08Listed for sale$259,900

New Construction Spec

AgentPamela K Hawkins
BrokerageDR Horton Realty of Emerald Coast, LLC

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