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60 Settlers Cv Kimberling City, Kimberling City, MO, 65686

3beds
3baths
1,325sqft
$549,000
$414price/sqft
$3,394/moest. monthly cost
$135,760/yrincome needed

About This Home

Sitting high atop Wilderness Mountain, overlooking the crystal clear blue waters of Table Rock Lake, this lodge is simply amazing.Featuring 3 bedrooms, a full walkout basement and towering vaulted ceilings to capture the view.Walk to the indoor pool, and the lazy river water feature just a few steps out your front door.This lodge is nightly rental approved, and turn key ready for an investor to enjoy income for the 2026 tourist season.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10
Blue Eye Middle SchoolGrades 5-87.1 mi
8/10
Blue Eye High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Dryer,Ice Maker,Washer,Exhaust Fan,Microwave,Refrigerator,Disposal
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Utility,Interior Entry,Finished,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters
  • Flooring: Tile,Luxury Vinyl
  • Finished area below ground: 627
  • Finished area above ground: 698

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Property

Details

  • Parcel number: 145.016000000013.055

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Deck,Front Porch
  • Has view: Yes
  • View description: Panoramic,Lake,Water
  • Has water view: Yes
  • Water view: Water,Lake

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Parking Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$276$3,312
Property Taxes $201$2,412
Electricity $141$1,693
Total$3,394$40,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,365/yr
40% on housing$101,820/yr
45% on housing$90,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$217
Stone County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Listed for sale$549,000

For Sale by Agent

AgentDan Boone
BrokerageKeller Williams Tri-Lakes

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