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478 Kensington Cir, Seneca, SC, 29672

5beds
5baths
3,641sqft
$1,670,000
$459price/sqft
$9,868/moest. monthly cost
$394,720/yrincome needed

About This Home

Short-term rentals are allowed. The home is furnished and ready for you to take charge of short-term rentals while enjoying your new Lake Keowee home. The Keowee Life awaits your family at 478 Kensington Circle, located within the city limits of Seneca, SC, and around 10 minutes to Death Valley! Go Tigers! You’re also a short drive from Ram Cat Alley in downtown Seneca with the bustling ambiance of small-town Southern living. This custom-built lake house was designed with the Keowee Life in mind. On a clear day, you'll see the Blue Ridge Mountains from the living and gathering area. The open floor plan that merges the living room, dining area, and kitchen with walk-in pantry into one elegant entertaining space. Luxury vinyl floors flow throughout, and a corner fireplace adds a warm, homey touch. The deck faces Lake Keowee, creating the perfect setting for outdoor living. The kitchen features a large island with stainless steel appliances, including a dual fuel range, while high ceilings flood the space with natural light. Completing the main level are a custom-crafted pantry, the laundry room (including washer and dryer), and the primary suite, which features dual vanities and a walk-in shower. Wake up to gorgeous lake views every morning. This 3-story home offers a total of 5 bedrooms. The primary suite is on the main level, while two en-suite bedrooms on the upper floor provide comfortable accommodations for family and guests. The terrace level features an additional guest bedroom, a full bath, a future bunk room/flex room, plus a large game room/rec room with a wet bar—ideal for lake-time gatherings. Glass doors lead to the covered deck and down to your covered dock, where you can swim in the protected waters of the cove. Special features include two separate HVAC units (American Standard and Honeywell) and a Rinnai tankless water heater. PROXIMITY TO CLEMSON AND IN-TOWN LIVING It's rare to find a one-year-old home on Lake Keowee with 4-5 bedrooms (three with private, full bathrooms) within close proximity to Clemson University and the charming Southern town of Seneca, SC. This is a home where families unwind, reconnect, and create memories of a lifetime. The Keowee Life. Live It. Love It. Lake It. Schedule your private tour and experience the views that photographs simply can't capture.**Photos virtually staged**

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-82.2 mi
6/10
Seneca High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Under Construction

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Heated,Interior Entry,Walk-Out Access,Sump Pump

Bedroom2

  • Level: Lower
  • Dimensions: 13.7x11.8

Bedroom3

  • Level: Lower
  • Dimensions: 10x22.9

Bedroom4

  • Level: Upper
  • Dimensions: 15.10x11.9

Bedroom5

  • Level: Upper
  • Dimensions: 13.8x11.9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11.10x16.9

Features

  • Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,Fireplace,High Ceilings,Jack and Jill Bath,Bath in Primary Bedroom,Main Level Primary,Smooth Ceilings,Shower Only,Solid Surface Counters,Separate Shower,Cable TV,Walk-In Closet(s),Walk-In Shower
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Luxury VinylPlank,Luxury VinylTile
  • Fireplace features: Double Sided,Gas,Gas Log,Option
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas,Natural Gas,Wall Furnace
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,641
  • Total interior livable area: 3,641 sqft

Kitchen

  • Level: Main
  • Dimensions: 24.4x14.3

Laundry

  • Level: Main
  • Dimensions: 16.1x6.6

Living Room

  • Level: Main
  • Dimensions: 12.5x16.8

Master Bedroom

  • Level: Main
  • Dimensions: 13.7x13.9

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 5208301006

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Water Access,Waterfront
  • Waterbody name: Keowee
  • Frontage length: 133
  • Living area range: 3500-3749

Lot

  • Lot size: 0.29 Acres
  • Features: City Lot,Subdivision,Views,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,444$101,328
Home Insurance *$546$6,552
Property Taxes $528$6,336
Electricity $350$4,201
Total$9,868$118,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,331/yr
40% on housing$296,040/yr
45% on housing$263,146/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 29672$383
Oconee County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 29672$212
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$1,670,000
2026-02-08Listed for sale$1,825,000
2023-01-23Sold$165,000

For Sale by Agent

AgentThe Cason Group
BrokerageKeller Williams Lake Keowee

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