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Mm Hill Point Farms Caldwell, Suffolk, VA, 23434

3beds
2baths
2,071sqft
$549,990
$266price/sqft
$3,647/moest. monthly cost
$145,880/yrincome needed

About This Home

The Caldwell is a ranch-style home with four bedrooms, three full baths, a first-floor primary bedroom with two closets, a formal dining room, a spacious family room, and a kitchen with an island and pantry. This home also includes the option of a second floor with a large loft, bedroom, full bathroom, and an unfinished walk-in attic space.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
King's Fork High SchoolGrades 9-125.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Dimensions: 11x12

Bedroom

  • Level: First
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10x14

Family Room

  • Level: First
  • Dimensions: 18x16

Features

  • Primary Sink-Double,Walk-In Closet(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Programmable Thermostat
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,071 sqft

Kitchen

  • Level: First
  • Dimensions: 12x13

Primary Bedroom

  • Level: First
  • Dimensions: 14x15

Utility Room

  • Level: First

Property

Details

  • Zoning: RES
  • Other equipment: None

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Waterfront features: Not Waterfront
  • Frontage length: 133

Lot

  • Lot size: 8,842 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Att 3+ Car,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$266$3,192
Property Taxes $398$4,776
Electricity $202$2,433
Total$3,647$43,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,040/yr
40% on housing$109,410/yr
45% on housing$97,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$155
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentMelissa Queeney
BrokerageBHHS RW Towne Realty

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