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181 Twin Lakes Rd, Waverly Hall, GA, 31831

3beds
3baths
1,922sqft
$399,900
$208price/sqft
$2,698/moest. monthly cost
$107,920/yrincome needed

About This Home

Welcome home to your private oasis in Harris County, GA! 181 Twin Lakes Rd sits on over an acre lot surrounded by trees and tucked away on a quiet road. As you walk into the BRAND NEW 3 bedroom 2.5 bathroom home, you are met with an inviting and open living space that flows into the dining area and the kitchen. Off the kitchen is the laundry room and the main bedroom which is on the first level. The main bathroom is equipped with a double vanity, separate tub and shower plus a walk in closet. Upstairs you will find the additional two bedrooms and full bathroom. This new build has plenty of living space inside and out with a front and back covered porch. Don't miss your chance to own a piece of Harris County in a convenient location to easily access all the amenities of Midland, GA.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
7/10
Harris County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab/No
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • Walk-In Closet(s),Double Vanity
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Electric

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Master Bathroom

  • Features: Double Vanity

Property

Details

  • Parcel number: 085 011B003

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Landscaping,Other-See Remarks
  • Living area range: 1750-1999

Lot

  • Lot size: 1.41 Acres
  • Features: Private Backyard,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,2-Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$191$2,292
Property Taxes $266$3,192
Electricity $219$2,637
Total$2,698$32,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,502/yr
40% on housing$80,940/yr
45% on housing$71,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 31831$155
Harris County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 31831
Harris County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$399,900
2026-03-31Price change$409,000
2026-02-09Listed for sale$419,000

For Sale by Agent

AgentCarson Paris
BrokerageKeller Williams Realty River Cities

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