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1777 Boulder Ridge Dr, Gastonia, NC, 28052

4beds
4baths
2,531sqft
$407,000
$161price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

Discover this beautiful new construction home at 1777 Boulder Ridge Drive in Gastonia, North Carolina. Built by M/I Homes, this thoughtfully designed 4-bedroom, 3.5-bathroom home offers 2,586 square feet of comfortable living space. The home features an open-concept living space that seamlessly connects the main living areas, creating an ideal environment for both daily life and entertaining. The owner's bedroom is conveniently located on the main floor for easy accessibility. This home features the following: 4 spacious bedrooms with owner's bedroom on main level 3 full bathrooms throughout the home 2,586 square feet of living space Open-concept floorplan for enhanced flow New construction with contemporary finishes 2-car garage This home sits in a well-established neighborhood that offers convenient proximity to parks and recreational facilities. The thoughtful design maximizes both functionality and comfort, with well-proportioned rooms and practical layouts. As a new construction home, you'll enjoy the benefits of updated systems, energy efficiency, and the peace of mind that comes with builder warranties. The quality craftsmanship and attention to detail are evident throughout every room. Experience the perfect combination of modern convenience and comfortable living in this exceptional new home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

1/10
Southwest Middle SchoolGrades 6-81.4 mi
4/10
Forestview High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,531 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,058$24,696
Home Insurance *$174$2,088
Property Taxes $261$3,132
Electricity $235$2,828
Total$2,728$32,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$122
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$407,000
2026-02-09Listed for sale$441,730

New Construction Spec

AgentM/I Homes of Charlotte, LLC
BrokerageM/I Homes

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