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9278 Alban Chase Dr, Ooltewah, TN, 37363

4beds
4baths
2,288sqft
$424,900
$186price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

***NEW COMMUNITY***The Thomas B Plan offers 4 bedrooms and 3.5 baths with a thoughtfully designed open-concept layout ideal for modern living. Luxury vinyl plank flooring flows throughout the main living areas, enhancing both style and durability. The spacious kitchen opens seamlessly to the living and dining areas, perfect for entertaining. Upstairs, a versatile loft provides additional living space for a media room, office, or play area. The large primary suite is a true retreat, featuring a generous walk-in closet and an oversized walk-in shower. This plan blends comfort, functionality, and contemporary design for todays lifestyle. THE SELLER WILL PAY UP TO $7,500 CLOSING COSTS WITH OUR PREFERRED LENDER. Dont Forget to Ask About our Promotion**Floor Plans, Elevations, Options, Home Features are Subject to Change at any time without Notice or Obligation.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-82.5 mi
5/10
Ooltewah High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Trust New Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,288 sqft

Property

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance $187$2,244
Property Taxes $219$2,628
Electricity $185$2,230
Total$2,739$32,868

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$424,900
2026-04-05Listed for sale$429,900
2026-04-02Listing removed$429,900
2026-03-31Price change$429,900
2026-02-09Listed for sale$453,315

New Construction Spec

BrokerageTrust New Homes

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