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14 RIVER BRANCH Court, Augustine, FL, 32092

5beds
5baths
4,055sqft
$1,149,900
$284price/sqft
$7,499/moest. monthly cost
$299,960/yrincome needed

About This Home

Experience elevated design in the ''Harper'' Farmhouse by MasterCraft Builder Group, located in the gated, NO-CDD enclave of Courtney Oaks at Silverleaf. Situated on an expansive corner lot with room for a future pool, this thoughtfully designed home offers a 3-car garage, mudroom, pool bath, pocket office, enclosed study, and a generous upstairs bonus room. RevWood flooring enhances the main living areas and owner's suite, while hardwood stairs add timeless appeal. The chef's kitchen is impeccably appointed with double-stacked soft-close cabinetry, contemporary gold hardware, a 36'' five-burner gas cooktop, built-in oven and microwave, counter-depth refrigerator, All appliances included (Electrolux!) from fridge to washer and dryer. Estimated completion June 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Liberty Pines AcademyGrades PK-83.0 mi
9/10
Creekside High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Gas Water Heater,Microwave,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,055 sqft

Property

Details

  • Parcel number: 0103620150

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,814$69,768
Home Insurance *$559$6,708
Property Taxes $718$8,616
Electricity $408$4,897
Total$7,499$89,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,108/yr
40% on housing$224,970/yr
45% on housing$199,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,149,900
2026-03-25Price change$1,209,900
2026-03-12Listed for sale$1,208,478
2026-02-16Pending sale$1,208,478
2026-02-09Listed for sale$1,208,478

New Construction

AgentTOBY (LEE) JONES
BrokeragePERRY HOMES

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