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2023 Raspberry Ln, Cullman, AL, 35058

4beds
3baths
2,376sqft
$358,900
$151price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

This move-in ready Shelby D home in Noble Ridge offers a spacious open floor plan with durable LVP flooring throughout the main living areas. The kitchen features quartz countertops and stainless steel appliances, flowing naturally into the living room. A formal dining room and study provide space for work or hosting. This layout includes a guest bedroom and full bath on the main level for convenience. Upstairs, the primary suite features a large closet and private bath. Enjoy the covered patio overlooking a backyard with no rear neighbors.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
10/10
Cullman Middle SchoolGrades 7-81.6 mi
10/10
Cullman High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,376

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 0908334001001029
  • Zoning: R1

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 64 x 140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,814$21,768
Home Insurance *$308$3,696
Property Taxes $62$744
Electricity $265$3,190
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 35058$147
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35058$152
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Price change$358,900
2026-04-16Listed for sale$359,728

For Sale by Agent

AgentKevin Holaday
BrokerageDAVIDSON HOMES LLC

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