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340 Oak Dr, Smithville, TN, 37166

1beds
1baths
584sqft
$250,000
$428price/sqft
$1,656/moest. monthly cost
$66,240/yrincome needed

About This Home

This beautiful 2024 built tiny house is the perfect escape on Center Hill Lake! Situated on a double lot (two separate parcels) for nearly an acre of privacy. Conveniently located about 1hr outside of Nashville. Rolling hills and breathtaking views lead the way to this gorgeous location. Great natural light. Bunks and additional storage space. Covered patio with outdoor grilling/kitchen area. Attached carport for the boat or other toys. Multiple camper hookups. Concrete curb installed along the road. Concrete slab with roughed-in utilities offers the potential to expand the tiny house. Utilities have been roughed-in for a potential detached shop or garage. This property is truly unique and special. It has a potential for expansion or is completely usable and enjoyable now.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Dekalb Middle SchoolGrades 6-85.4 mi
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Speed Internet
  • Flooring: Wood,Tile
  • Finished area above ground: 584

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 584
  • Total interior livable area: 584 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Area: 165
  • Dimensions: 11x15

Property

Details

  • Parcel number: 047C A 02400 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Gas Grill

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance $147$1,764
Property Taxes $70$840
Electricity $175$2,103
Total$1,656$19,872

Income You'd Need if You Spent...

35% on housing$56,777/yr
40% on housing$49,680/yr
45% on housing$44,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$186
DeKalb County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$235,000
2026-04-27Listed for sale$250,000
2026-04-21Listing removed$205,000
2026-03-20Price change$205,000
2026-03-12Price change$210,000
2026-02-10Listed for sale$220,000

For Sale by Agent

AgentMatt Zehr
BrokerageZehr Realty

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