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3568 Harper Woods Ln, Lexington, KY, 40515

4beds
5baths
4,090sqft
$767,919
$188price/sqft
$5,218/moest. monthly cost
$208,720/yrincome needed

About This Home

PROPOSED SPEC BUILD - HOME IS UNDER CONSTRUCTION. Experience elevated living with the Eleanor Farmhouse floor plan by James Monroe Homes on a walk-up basement lot. A thoughtfully designed new construction home. Located in the private, gated Harper Woods neighborhood. Created for today's buyers seeking flexibility, luxury, and energy efficiency, the Eleanor blends timeless design with modern functionality. Upon entry, you're welcomed by a spacious flex room just off the foyer, ideal for a formal dining room, home office, or private study. This adaptable space reflects what modern buyers want in flexible floor plans in Kentucky new homes, giving you the freedom to design your lifestyle your way. The heart of the home is the open-concept kitchen and family room. The kitchen features a large center island, stainless steel appliances, and a double-door pantry, creating both beauty and functionality. Flowing seamlessly into the family room, this space is perfect for gathering, entertaining, and everyday living. The first-floor primary suite is a private retreat designed for comfort and convenience. Featuring dual walk-in closets and a spa-inspired bath configuration, this suite transforms everyday routines into a luxurious experience. A dedicated laundry room and powder bath on the main level add additional practicality to the thoughtful layout. Upstairs, the Eleanor continues to impress with three spacious secondary bedrooms two bedrooms are connected by a Jack-and-Jill bathroom while the fourth bedroom fourth has it's own en-suite bath, making this plan ideal for growing families or multi-generational living. More than just a home, the Eleanor is a reflection of your lifestyle and future. This home has been thoughtfully designed with some of our most popular structural upgrades already included, featuring a gourmet kitchen layout, primary bath option #2 including a walk-in shower with a separate soaker tub, partially finished basement with an open design layout perfect to make it a Multimedia, Entertainment, or Recreation Room, and an extended covered patio. Enjoy a true low-maintenance lifestyle! The HOA covers gated community access, lawn mowing, irrigation maintenance & water, lawn treatments, snow removal for streets, sidewalks & driveways, community and entrance landscaping, common area and tree maintenance, plus initial home landscaping and mulching. For a limited time, buyers who contract on or before September 7, 2026, will receive a $35,000 Design Center Credit to personalize your new James Monroe Home! Use your credit to select from a wide variety of designer finishes and interior selections available through the James Monroe Homes Design Center, allowing you to create a home that reflects your personal style. The Design Center Credit applies to eligible Design Center selections only and may NOT be used toward structural changes, custom option requests, appliance credits, or exchanged for cash or other incentives. Offer is valid with an accepted contract on or before September 7, 2026. buyer will also have the opportunity to select and/or remove structural options offered by James Monroe Homes, subject to construction stage, builder approval, and applicable construction deadlines. Don't miss this rare opportunity to personalize your new home while it's still under construction. Inquire for current construction status, available structural options, and additional details. Every James Monroe Home includes Connected Living features such as a Ring doorbell and chime, WiFi garage door opener, two smart switches, data hub, and WiFi thermostat. All homes also come with the Build With Confidence Promise. Contact your New Homes Sales Consultant to begin your journey today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Squires Elementary SchoolGrades PK-50.4 mi
4/10
3/10
Tates Creek High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Cooktop,Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area below ground: 1,368
  • Finished area above ground: 2,722

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,090
  • Total interior livable area: 4,090 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 38284410

Features

  • Levels: Three Or More

Lot

  • Lot size: 5,967 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,883$46,596
Home Insurance *$330$3,960
Property Taxes $683$8,196
Electricity $322$3,875
Total$5,218$62,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,902/yr
40% on housing$156,540/yr
45% on housing$139,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$208
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$767,919

For Sale by Agent

AgentJames C B Monroe
BrokerageBuy With Confidence Real Estate

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