




5282 Naranja St #23, San Diego, CA, 92114
About This Home
Brand-new construction 3BR, 3BA townhome-style detached PUD (not a condo) featuring modern design and efficient use of space. Highlights include a sleek stainless-steel kitchen, separate laundry room, airy balcony and front porch, 9-foot ceilings, large foyer, attached two-car garage, and a paid solar system. The upstairs landing offers a flexible study, play, or storage area. Both third-floor bedrooms feature ensuite bathrooms. Heating and cooling are provided by split systems, with additional storage located under the stairs at the entry level. This property is part of the City of San Diego Inclusionary Affordable Housing Program and is available to qualified buyers only. Income limits, resale restrictions, and owner-occupancy requirements apply. Buyer eligibility and program approval are required before purchase. Conveniently located near Downtown San Diego with nearby access to trolley, shopping, and dining, plus easy access to major freeways. A rare opportunity to own new construction at an attainable price point.
Getting Around
Schools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Composition
- Construction materials: Drywall
Other
- Builder name: Ito Girard & Associates
Type & Style
- Home type: Townhouse
- Architectural style: Modern
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Electric Water Heater,Disposal,Range Hood,Solar Hot Water,Water To Refrigerator
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside
Bedroom
- Features: All Bedrooms Up
Bedroom
- Features: Multi-Level Bedroom
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,High Ceilings,Multiple Staircases,Open Floorplan,Stone Counters,Recessed Lighting,Storage,Wired for Data,All Bedrooms Up,Primary Suite,Walk-In Closet(s)
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Screens
- Flooring: Carpet
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Ductless,Heat Pump,Zoned
- Cooling features: Electric,ENERGY STAR Qualified Equipment
Interior Area
- Total interior livable area: 1,423 sqft
Kitchen
- Features: Stone Counters
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 5485502300
- Zoning: R-1
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Ground Level
- Pool features: None
- Patio & porch: Porch
- Exterior features: Lighting
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $312 | $3,744 |
| Electricity | $398 | $4,786 |
| Total | $3,636 | $43,632 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Listed for sale | $559,999 |
