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194 Kapok St, Buda, TX, 78610

5beds
4baths
3,235sqft
$658,000
$203price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

MOVE IN READY!!! Choose Chesmar in Sunfield!! This impressive two-story layout offers 5 spacious bedrooms, 3.5 baths, an optional study, a spacious game room, and a built-in tech center—perfect for remote work, homework stations, or creative projects. The heart of the home is the open-concept living area, where oversized windows in the family room flood the space with natural light and create an inviting, airy atmosphere that’s perfect for both entertaining and everyday living. The gourmet kitchen is a showstopper, featuring an oversized island ideal for gathering with family and friends, plus a casual breakfast area for laid-back meals. Tucked away for privacy, the luxurious primary suite boasts dual vanities, a Texas-sized walk-in shower, and a massive walk-in closet that fashion lovers will adore. Every detail is thoughtfully designed to balance comfort, style, and function making this home not just beautiful, but truly livable.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: Chesmar Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven(s),Dishwasher,Disposal,Gas Cooktop,Gas Range,Ice Maker,Free-Standing Gas Range,See Remarks

Bathroom

  • Features: Full Bath
  • Level: Main

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom

  • Features: High Ceilings
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Features: Ceiling Fan(s),Vaulted Ceiling(s)
  • Level: Main

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Quartz Counters,Electric Dryer Hookup,Eat-in Kitchen,High Speed Internet,Kitchen Island,Multiple Living Areas,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Soaking Tub,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 3,235 sqft

Kitchen

  • Features: Kitchen Island,Dining Area,Eat-in Kitchen,Pantry
  • Level: Main

Primary Bathroom

  • Features: Soaking Tub,Walk-In Closet(s),Walk-in Shower
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Full Bath,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 194KapokStreet
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: See Remarks
  • Fencing: Fenced, Privacy
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,Interior Lot,Landscaped,Sprinkler - Back Yard,Sprinklers In Front,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Oversized,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Heat Wave
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,327$39,924
Home Insurance *$346$4,152
Property Taxes $767$9,204
Electricity $355$4,262
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 78610$178
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78610$179
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$650,000
2026-02-10Listed for sale$652,555

New Construction Spec

AgentKatie Craig
BrokerageChesmar Homes

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