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440 Cambridge Blvd, Winter Park, FL, 32789

2beds
1baths
988sqft
$380,000
$385price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 440 Cambridge Blvd in Winter Park, a charming 2-bedroom, 1-bath home featuring an open floorplan, an additional family room, and inviting indoor-outdoor spaces that offer both comfort and flexibility. Thoughtfully maintained and updated over time, this property combines functional living with key improvements that add long-term value and peace of mind. Inside, the open floorplan creates a bright, connected flow across the main living areas—ideal for both everyday living and entertaining. The separate family room adds valuable versatility, perfect as a media room, home office, playroom, or relaxed second living area. The bedroom layout is practical and comfortable, providing a solid foundation for personal touches and customization. Recent updates enhance both the appeal and functionality of the home, including a roof installed in 2020, HVAC system replaced in 2019, a new garage door with opener (2019), and fresh exterior paint completed in 2024. The bathroom has been refreshed with a new sink, toilet, and tub surround in 2025, offering a clean, updated feel. The outdoor spaces further elevate the property. An enclosed front porch provides a welcoming spot to enjoy a quiet morning or unwind in the evening, while the open rear patio is perfect for grilling, dining, or relaxing outdoors. The private backyard offers plenty of space to expand your vision, with strong potential to create a personalized outdoor retreat. With its solid layout, meaningful updates, and room to grow, this home presents an excellent opportunity for buyers looking to settle into a well-located property while continuing to enhance it over time. Situated in desirable Winter Park, the home benefits from a location known for its established charm, tree-lined streets, and convenient access to shopping, dining, parks, and everyday essentials, making it one of Central Florida’s most sought-after communities.

Getting Around

63
WalkingSomewhat Walkable
27
TransitSome Transit
50
BikeBikeable

Schools

4/10
3/10
6/10
Edgewater High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Freezer,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Other

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan
  • Window features: Blinds
  • Flooring: Tile,Vinyl,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 988 sqft

Kitchen

  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 022229299601070
  • Zoning: R-1A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Patio
  • Exterior features: Garden,Private Yard,Rain Gutters,Sidewalk
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden,Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,553 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Hurricane
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$259$3,108
Property Taxes $564$6,768
Electricity $197$2,366
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 32789$565
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 32789$438
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$380,000
2026-03-09Listing removed$2,000
2026-02-16Listed for rent$2,000
2024-05-29Listing removed--
2024-05-11Price change$2,000
2024-05-09Listed for rent$2,100
2020-12-29Listing removed--
2020-03-13Listing removed$1,400
2020-02-15Listed for rent$1,400
2019-05-13Listing removed$1,175
2019-05-09Listed for rent$1,175
1999-01-19Sold$83,900

For Sale by Agent

AgentThomas Nickley, Jr, KELLER WILLIAMS REALTY AT THE PARKS, Cody Sullivan, KELLER WILLIAMS REALTY AT THE PARKS
BrokerageKELLER WILLIAMS REALTY AT THE PARKS

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