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2314 Kanawha Ter, Saint Albans, WV, 25177

1beds
1baths
473sqft
$54,500
$115price/sqft
$526/moest. monthly cost
$21,040/yrincome needed

About This Home

Charming one bedroom, one bath, full kitchen and living room with a garage! Was used as a rental previously $600 monthly. Washer and dryer included and is in a separate space. Close proximity to bus stop, restaurants, and shop. Newer hot water tank. Purchase includes 4 parcels total. (Survey available upon request. tax id 17-0010-0384-0000-0000. DB 3357 pg 227. tax $34. Lots 24/25/26).

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Alban Elementary SchoolGrades PK-50.6 mi
9/10
Mckinley Middle SchoolGrades 6-81.0 mi
7/10
Saint Albans High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: NA

Features

  • Eat-in Kitchen,Cable TV
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Tile

Heating

  • Heating features: Baseboard

Interior Area

  • Total interior livable area: 473 sqft

Kitchen

  • Level: Main
  • Dimensions: 11'7"x6'10"

Living Room

  • Level: Main
  • Dimensions: 21'2"x10'4"

Primary Bedroom

  • Level: Main
  • Dimensions: 11'8"x8'3"

Property

Details

  • Parcel number: 170010038100000000

Features

  • Patio & porch: Porch
  • Exterior features: Fence,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 8,881 sqft
  • Lot size dimensions: 40 x 40 x 19 x 108

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $275$3,300
Home Insurance *$42$504
Property Taxes $28$336
Electricity $181$2,178
Total$526$6,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,034/yr
40% on housing$15,780/yr
45% on housing$14,026/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 25177$85
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25177$99
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$64,900
2026-04-16Price change$65,000
2026-02-10Listed for sale$69,000

For Sale by Agent

AgentCathy Underwood
BrokerageImpact Realty Group

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