381 Troy Ln, Starkville, MS, 39759
About This Home
New Construction at the edge of Starkville City Limits built from the ground up with engineered pads and foundations, this home is designed for lasting quality. Third-party inspections ensure accountability at every stage, while smart home features and an EV charging outlet bring modern convenience. A thoughtful layout and solid construction make this a home you can trust and enjoy for years to come. 3 Bedrooms, 2 Baths, 2-Car Garage. Close proximity to the Highway 82/25/12 4-lane and Mississippi State University.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric,Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,490
- Total interior livable area: 1,490 sqft
Property
Details
- Parcel number: pt of 10418004.00/1972
Features
- Waterfront features: None
Lot
- Lot size: 0.79 Acres
- Lot size dimensions: 0.79 ac
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Oktibbeha County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $206 | $2,472 |
| Electricity | $192 | $2,304 |
| Total | $2,448 | $29,376 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Listed for sale | $372,500 |
View on Zillow