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7 Macleod Way, Scotts Valley, CA, 95066

4beds
4baths
1,920sqft
$1,099,000
$572price/sqft
$6,734/moest. monthly cost
$269,360/yrincome needed

About This Home

Great Opportunity!! Consider this one for your starter home buyer!! Similar down payment and monthly cost to a $750K condo with a great owners unit with nice back yard!! This 1,920 sq ft duplex, with approximately, 960 per unit in Scotts Valley offers exceptional income potential. Both units feature 2 bedrooms with 1 and half baths and dedicated laundry areas. Situated on a 7,318 sq ft, theres plenty of outdoor space for private yards, parking and storage. Located in a strong school district, this property is ideal for investors seeking value and tenant appeal.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
7/10
8/10
Scotts Valley High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Flat

Type & Style

  • Home type: MultiFamily
  • Architectural style: Mediterranean
  • Property subType: Duplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Door features: None

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02207219000
  • Zoning: n/a
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: None
  • Horses can be raised: Yes

Lot

  • Lot size: 7,318 sqft

Parking

  • Total spaces: 5
  • Parking features: Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$217$2,604
Property Taxes $549$6,588
Electricity $411$4,940
Total$6,734$80,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,880/yr
40% on housing$202,020/yr
45% on housing$179,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$572This listing

vs Other Active Listings

Avg $/sqft

ZIP 95066$607
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95066$719
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$1,250,000

For Sale by Agent

AgentJohn Hickey
BrokerageCompass

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