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207 209 1/2 N, Stillwater, OK, 74075

2beds
2baths
2,422sqft
$275,000
$114price/sqft
$2,011/moest. monthly cost
$80,440/yrincome needed

About This Home

Opportunity knocks! Duplex near OSU campus. Two front units (side by side duplex) are updated and currently leased. Wood floors, new paint. Updated kitchen and bathroom. Replacement windows, metal roof. Good parking and great walkable location. Just 4 blocks east of OSU. Restaurants, shopping, parking and bus stops are all within a few blocks. Hotel/motel type heating/cooling units have been installed recently for increased efficiency. All in one washer/dryer unit included in the very front unit only. The back unit (upstairs/downstairs) is currently not occupied and it needs work. This property has the T-5 Zoning with the city. Ideal for a short-term rental opportunity. Transition Zone 5 which means any short-term rental would not need a special permit from the city. County has the estimated value at $405,000 for this property. Confirmed appointment needed and must have 24 hour notice.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
93
BikeBiker's Paradise

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-120.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Unit 1 Refrigerator,Unit 2 Refrigerator,Unit 1 Dishwasher,Unit 2 Dishwasher,Unit 1 Washer/Dryer,Unit 1 Range,Unit 2 Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Wall Furnace,Other
  • Cooling features: Window Unit(s),Other

Interior Area

  • Total structure area: 2,422
  • Total interior livable area: 2,422 sqft

Property

Details

  • Zoning description: Multi Family Stw

Features

  • Levels: 1
  • Stories: 1

Lot

  • Lot size: 7,371 sqft
  • Lot size dimensions: 63 x 117

Parking

  • Parking features: Ground Level,Combination,Parking Spaces,6-10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $265$3,180
Property Taxes $176$2,112
Electricity $180$2,162
Total$2,011$24,132

Income You'd Need if You Spent...

35% on housing$68,948/yr
40% on housing$60,330/yr
45% on housing$53,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 74075$155
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74075$160
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Listed for sale$295,000

For Sale by Agent

AgentPage Provence
BrokerageFisher Provence, REALTORS

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