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64 Filmore St, Phillipsburg, NJ, 08865

0beds
0baths
1,600sqft
$289,900
$181price/sqft
$2,320/moest. monthly cost
$92,800/yrincome needed

About This Home

Live, Work, or Invest. Rare Corner Property in Warren County with Garage, Basement & Endless Possibilities. It offers exceptional flexibility for investors, business owners, or creative owner-occupants. Situated on a prominent corner lot, this unique property allows both commercial or residential use under R-50/R-75 zoning, opening the door to a wide variety of permitted uses. The building features soaring 20 ft ceilings (approximate), a full basement for storage or expansion potential, and a detached one-car garage with off-street parking. A new roof was installed in 2024. The property is currently vacant and ready for renovation, repositioning, or occupancy subject to any site plan approval depending on choice of use. Previously approved for laundromat use, the space presents strong value-add potential for retail, office, service business, live-work conversion, or possible single-family redevelopment. Ideal for investors, contractors, entrepreneurs, or 1031 exchange buyers seeking a versatile asset at an accessible price point.Bring your vision. Opportunities with this level of zoning flexibility and upside are increasingly hard to find. Buyer to perform all due diligence regarding permitted uses.Permitted uses and resolution available to agents in document link.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Fixer,Fixer Upper

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Features: See Remarks

Property

Details

  • Parcel number: 3019003100000000010000
  • Zoning description: R-50

Features

  • Exterior features: Sidewalk

Lot

  • Lot size: 2,178 sqft
  • Features: Corner Lot
  • Lot size dimensions: .048 ACRE

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$117$1,404
Property Taxes $545$6,540
Electricity $193$2,318
Total$2,320$27,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,542/yr
40% on housing$69,600/yr
45% on housing$61,866/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$197
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$339,000
2026-02-10Listed for sale$349,000

For Sale by Agent

AgentChristine Sirmarco
BrokerageRe/Max Supreme

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