1120 Charlo St #305, Missoula, MT, 59802
About This Home
Welcome to Ravara Homes, a thoughtfully designed, vibrant community offering a mix of market-rate and permanently attainable homes. Income-qualified condos at Ravara are available to buyers who earn 120% or less of area median income. Unit 305 is a studio home with one bedroom. These brand new homes feature quality construction, ample natural light, high ceilings, and clean, modern, spacious layouts. Each unit comes equipped with a suite of energy efficient appliances, including in-unit washers and dryers. Situated in the highly desirable Northside, Ravara is minutes from downtown and has nearby access to parks, schools, and multiple trailheads. Buyers who would like to purchase this permanently attainable home will need to complete a screening form and application through Front Step Community Land Trust, as well as complete a homebuyer education course. Please note that homes are still under construction and buyers must be accompanied on-site. Interior photos shown are of other completed homes and intended to be indicative of similar build quality and finish selection.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured
Other
- Builder name: Headwaters Construction
Type & Style
- Home type: Condo
- Architectural style: Modern
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 473 sqft
Property
Details
- Parcel number: 04220016203240000
- On leased land: Yes
- Zoning: See Remarks
- Zoning description: U-MU3
- Special condition: Third Party Approval
Features
- Patio & porch: Balcony
- Exterior features: Balcony
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Winter Weather
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $930 | $11,160 |
| Home Insurance | $54 | $648 |
| Property Taxes | $119 | $1,428 |
| Electricity | $151 | $1,812 |
| Total | $1,254 | $15,048 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-11 | Listed for sale | $184,000 |
View on Zillow