17961 Staples St NE, Ham Lake, MN, 55304
About This Home
Situated on over an acre in Ham Lake, this stunning walkout rambler offers 4 bedrooms, 3 bathrooms, and exceptional craftsmanship throughout, built by TH Construction. The exterior commands attention with LP siding on the front with custom black accents and black Anderson windows. Take a step inside to be welcomed by an open concept living room with double box vaulted ceilings, lineal gas fireplace featuring tile to the ceiling with built-in cabinets on both sides. Massive windows flood the main level with natural light, leading you to a chef’s kitchen equipped with a white oak island, quartz countertops, a walk-in butler pantry, and custom cabinetry stretching to the ceiling. The main floor is designed for convenience and luxury, featuring a dining room with an oversized patio door, a home office/den, 2nd bedroom, full tile bath, an efficient laundry room, and a mudroom connecting to the expansive 46x28 4-stall garage. The primary suite is a true retreat, boasting box-vaulted ceilings, walk-in closet and a spa-like private bath with white oak cabinetry, a walk-in tile shower, and a free standing tub. Take a walk downstairs to find an entertainer`s dream, featuring a large open concept family room, including an additional gas fireplace with stone surround, a 14-foot wet bar, with two-tier island, and a thoughtfully designed bar top overlooking a dedicated golf simulator room. Featuring custom built padding surround to perfectly fit the room. Two additional large bedrooms and a full tile bathroom round out the lower level. Zoned Heat for each level! Designed by a fully custom builder/architect with over 35 years of experience, this home makes your dream a reality. This Rambler has it all, check it out today!! Yard Allowance included in the price.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Concrete,Frame
Other
- Builder name: T H CONSTRUCTION OF ANOKA INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Concrete,Tile Shower,Walk-Out Access
Bedroom
- Level: Main
- Area: 240
- Dimensions: 16x15
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom3
- Level: Basement
- Area: 208
- Dimensions: 16x13
Bedroom4
- Level: Basement
- Area: 240
- Dimensions: 16x15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Den
- Level: Main
- Area: 160
- Dimensions: 16x10
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14x11
Family Room
- Level: Basement
- Area: 704
- Dimensions: 32x22
Features
- Number of fireplaces: 2
- Fireplace features: Masonry,Gas
- Fireplace: Yes
- Finished area below ground: 1,850
- Finished area above ground: 2,106
Garage
- Level: Main
- Area: 1288
- Dimensions: 46x28
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Zoned
- Cooling features: Attic Fan,Central Air
Interior Area
- Total structure area: 4,212
- Total interior livable area: 4,212 sqft
Kitchen
- Level: Main
- Area: 224
- Dimensions: 16x14
Living Room
- Level: Main
- Area: 378
- Dimensions: 21x18
Other
- Level: Basement
Other
- Level: Basement
- Area: 272
- Dimensions: 16x17
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 043223120012
- Zoning description: Residential-Single Family
- Foundation area: 2106
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Fencing: None
Lot
- Lot size: 1 Acres
- Lot size dimensions: 196 x 185 x 191 x 190
Parking
- Total spaces: 4
- Parking features: Attached,Asphalt,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $668 | $8,016 |
| Property Taxes | $860 | $10,320 |
| Electricity | $355 | $4,262 |
| Total | $7,440 | $89,280 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $1,119,900 |
| 2026-03-13 | Listed for sale | $1,125,000 |
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