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30-32 E 7th St, Adrian, MO, 64720

--beds
6baths
--sqft
$439,800
--price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

Welcome home to this NEW 3 bedroom, 2 bath WHOLE duplex offering a perfect blend of comfort and functionality — all on one convenient level! The kitchen features granite countertops and plenty of space for cooking and gathering. Just off the garage entrance, you’ll find a handy mudroom area — the perfect drop zone for shoes, coats, and bags. The primary suite is a true retreat, complete with a large walk-in closet and a spacious bathroom featuring a double vanity with cabinet storage in between and an Onyx shower for easy maintenance. With thoughtful details, ample storage, and modern finishes throughout, this home is designed for effortless living. Don’t miss your chance to call this one yours! Home has not been started yet

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Adrian Elementary SchoolGrades PK-50.3 mi
5/10
Adrian Sr. High SchoolGrades 6-120.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Ind Water Heaters

Bedrooms & Bathrooms

  • Bathrooms: 6

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Property

Details

  • Parcel number: 999999
  • Zoning: R-1

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,223$26,676
Home Insurance *$301$3,612
Property Taxes $205$2,460
Electricity $141$1,693
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64720$170
Bates County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 64720$177
Bates County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$439,800

New Construction

AgentCaitlyn Lacy
BrokerageKeller Williams Southland

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