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5132 Ventura Dr #15, Mishawaka, IN, 46544

4beds
3baths
2,144sqft
$558,900
$261price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

Under construction with possession as early as April. Pen Schools a plus. 4 bedroom with first floor master suite. (Walk in closet, private bath, Bedroom.) Home features two story Great room and Foyer. Feels very open with the 2nd floor loft overlooking the great room. Fireplace in Great room. Large modern kitchen with all the stainless steel appliances included. First Floor laundry mudroom combination. Upstairs are 3 very nice sized bedrooms and the den. Lots of room in the lower level with egress window and rough plumbed bath. The 3 car attached garage with openers is a huge bonus for home. Enjoy the large lot from your patio. Yard is irrigated. Don't miss seeing this. OK to show immediately! Schools, taxes, and

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
Moran Elementary SchoolGrades K-51.3 mi
6/10
10/10
Penn High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Dehumidifier,Ice Maker,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling-9+,Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Open Floorplan,Rough-In Bath,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite,Great Room,Custom Cabinetry
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,144

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,523
  • Total interior livable area: 2,144 sqft

Property

Details

  • Parcel number: 711007476017.000022
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Irrigation System
  • Fencing: None

Lot

  • Lot size: 0.41 Acres
  • Features: Level,City/Town/Suburb,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$338$4,056
Property Taxes $395$4,740
Electricity $196$2,358
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 46544$104
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46544$137
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$559,900

For Sale by Agent

AgentJim Clauson
BrokerageKeller Williams Realty Group

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