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4885 Rosemary St, Panama City, FL, 32404

4beds
2baths
1,799sqft
$324,900
$181price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Welcome to the Cali located at the peaceful Titus Park community in Panama City, Florida. The Cali is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Cali, you will see the long main hallway leading you to the open living room and kitchen. The 8' ceilings throughout the home add to the feeling this of open, spacious floorplan. Engineered vinyl plank flooring throughout the main areas offer a sleek, low-maintenance way to keep your floors looking great while soft carpet in the bedrooms keep your feet cozy. The kitchen and bathrooms feature granite countertops and white cabinetry, a walk-in pantry, and a large island ideal for family and guests to enjoy your meals together. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity, and a separate walk-in shower and tub. Each room in the house has large windows that allow plenty of natural light in to brighten your mood and home up. On the exterior of the home, you will see beautiful vinyl on the front of the home. The Cali features a covered back patio and an open porch. Each home comes fully sodded and beautifully landscaped with 30-year dimensional shingles. Sidewalks line every street so you can enjoy the unbeatable Florida sunsets and sunrises on your walk with the kids or the dogs. Our Titus Park community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Titus Park can enjoy exclusive access to the newly built amenity center with a pool, BBQ pits and lounge chairs! Today is the day to see why the Cali is one of our most popular floor plans. Contact us today to find your next home at Titus Park!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Dimensions: 10.4 x 11

Bedroom

  • Dimensions: 10.4 x 11

Bedroom

  • Dimensions: 12 x 15

Bedroom

  • Dimensions: 11.1 x 11.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Smart Home,Smart Thermostat
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,799
  • Total interior livable area: 1,799 sqft

Kitchen

  • Level: First
  • Dimensions: 18.3 x 11.3

Living Room

  • Level: First
  • Dimensions: 15.1 x 16.4

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 05948425018

Features

  • Pool features: Community
  • Patio & porch: Covered,Open,Patio,Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Paved
  • Lot size dimensions: 50 x 118

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$331$3,972
Property Taxes $159$1,908
Electricity $197$2,366
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Pending sale$324,900
2026-05-04Price change$324,900
2026-04-27Price change$338,675
2026-04-26Listed for sale$334,900
2026-04-18Pending sale$334,900
2026-03-23Price change$334,900
2026-02-11Listed for sale$334,250

New Construction Spec

AgentMark A Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

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