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200 Bear View Dr, Remsen, NY, 13438

2beds
2baths
1,500sqft
$659,000
$439price/sqft
$5,042/moest. monthly cost
$201,680/yrincome needed

About This Home

This Newly built chalet is the perfect cabin in the woods. Attractively decorated and furnished, you can live full time here with privacy galore. The 16' X 32' covered porch hovers over the creek below. There is another porch in the front 8 X 16 and a newly added shed that is 12' X 20'. The upstairs floorplan has a full bath, primary bedroom with small balcony. A loft room which can be converted into another sleeping area adds to the accommodations. Downstairs is a open concept room with electric fireplace, eat in kitchen, bar area, full bath and bedroom. There are several storage closets. The French doors lead out to the spacious covered deck for entertaining.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Remsen Elementary SchoolGrades PK-63.6 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dryer,Electric Oven,Free-Standing Electric Range,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,500

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 161.000128.5
  • Zoning: Residential

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterbody name: Beaver Brook

Lot

  • Lot size: 1.27 Acres

Parking

  • Total spaces: 10
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$513$6,156
Property Taxes $950$11,400
Electricity $247$2,974
Total$5,042$60,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,868/yr
40% on housing$151,260/yr
45% on housing$134,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 13438$146
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13438$97
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$689,000

For Sale by Agent

AgentDawn Timm
BrokerageTimm Associates Sothebys International Realty

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