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10586 Goodview Ave S, Cottage Grove, MN, 55016

5beds
3baths
2,824sqft
$459,900
$163price/sqft
$3,179/moest. monthly cost
$127,160/yrincome needed

About This Home

**Ask about our 4.99% rate promo** This home will be completed in the middle of August! This beautifully maintained community benefits from an HOA that covers lawn care, snow removal, irrigation, along with trash and recycling services. This home offers everything you need. 4 bedrooms upstairs with a large loft and a main level bedroom with a full bathroom on the main level! The front door enters to the main level featuring an open floor plan with a cozy gas fireplace in the expansive living room, kitchen with sleek quartz countertops, walk in pantry, and modern white cabinetry along with a dining room that walks right out to a cement patio. The upstairs features a spacious master bedroom suite with walk in closet and private bathroom, and 3 more additional bedrooms. All kitchen appliances, sod, and irrigation are included.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Pullman Elementary SchoolGrades PK-52.8 mi
6/10
Oltman Middle SchoolGrades 6-83.9 mi
5/10
Park Senior High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Level: Upper
  • Area: 106.09
  • Dimensions: 10.3x10.3

Bedroom3

  • Level: Upper
  • Area: 114.39
  • Dimensions: 9.3x12.3

Bedroom4

  • Level: Upper
  • Area: 106.09
  • Dimensions: 10.3x10.3

Bedroom5

  • Level: Main
  • Area: 105.93
  • Dimensions: 9.9X10.7

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 118.75
  • Dimensions: 12.5x9.5

Family Room

  • Level: Main
  • Area: 312
  • Dimensions: 16x19.5

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,824

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,824
  • Total interior livable area: 2,824 sqft

Kitchen

  • Level: Main
  • Area: 125
  • Dimensions: 12.5x10

Laundry

  • Level: Upper
  • Area: 80
  • Dimensions: 10x8

Loft

  • Level: Upper
  • Area: 320
  • Dimensions: 20x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: Tbd
  • Zoning description: Residential-Single Family
  • Foundation area: 1412

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$256$3,072
Property Taxes $360$4,320
Electricity $238$2,858
Total$3,179$38,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,994/yr
40% on housing$95,370/yr
45% on housing$84,773/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$189
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$459,900
2026-07-30Listed for sale$459,900
2026-02-21Listing removed$454,900
2026-02-11Listed for sale$454,900

New Construction

AgentJacob Minks
BrokerageCapstone Realty, LLC

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