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85-87 Paige St, Owego, NY, 13827

4beds
2baths
1,960sqft
$99,000
$51price/sqft
$1,038/moest. monthly cost
$41,520/yrincome needed

About This Home

Whether you are a seasoned investor expanding your portfolio or a first-time buyer looking for a smart entry into the market, this duplex offers the best of both worlds: stability and scalability. Located on a nice, low-traffic street, this property offers a side by side duplex with a quiet suburban feel. Each unit features two bedrooms and a full bath and both include 2 level living. Both units are fully rented with leases in place, making it an easy transition for a new owner. Enjoy immediate cash flow without the work of finding tenants to occupy the property. Please allow 24 hours notice for all showings.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

5/10
Owego Elementary SchoolGrades PK-50.8 mi
4/10
5/10
Owego Free AcademyGrades 9-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,960 sqft

Property

Details

  • Zoning: residential
  • Zoning description: residential

Features

  • Patio & porch: Covered,Deck,Open,Porch
  • Exterior features: Deck,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 3,484 sqft
  • Features: Level
  • Lot size dimensions: 0.08

Parking

  • Parking features: Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$46$552
Property Taxes $169$2,028
Electricity $323$3,886
Total$1,038$12,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,588/yr
40% on housing$31,140/yr
45% on housing$27,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 13827$84
Tioga County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 13827$132
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$102,000
2026-03-20Pending sale$102,000
2026-02-11Listed for sale$102,000

For Sale by Agent

AgentAaron Bennett
BrokerageSALL REAL ESTATE

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