See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2224 Hwy 51, Stoughton, WI, 53589

2beds
2baths
1,946sqft
$825,000
$424price/sqft
$5,708/moest. monthly cost
$228,320/yrincome needed

About This Home

Stop dreaming and start living. This unique 3-unit compound on Lake Kegonsa offers the ultimate waterfront lifestyle with a built-in financial advantage. The 2 bdrm, 1.5 bath main residence is designed for entertaining, featuring a sun-drenched dining area w/lake views and a massive living room anchored by a floor-to-ceiling stone fireplace. Step outside to enjoy morning coffee and sunrises on the private patio w/beautiful gardens and mature trees set on the lake shore. Pier, boathouse and outdoor kitchen for a day on the water. What makes this property truly rare? Two separate 1-bed/1-bath auxiliary units provide consistent rental income to offset your mortgage, or serve as private suites for family, friends and/or guests. With a newer roof, mature perennial gardens, and a spacious lower-level rec room, this isn't just a home; it?s a savvy investment in your quality of life. Experience tranquility on the water and lake life. Rm size/sqft apprx.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
Stoughton High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1956

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Disposal,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Toilet Only

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 150

Features

  • Cathedral/vaulted ceiling,High Speed Internet,Pantry
  • Finished area below ground: 600
  • Finished area above ground: 1,346

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air,Multiple Units,Wall Furnace
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 1,946
  • Total interior livable area: 1,946 sqft

Kitchen

  • Level: Main
  • Area: 152

Living Room

  • Level: Main
  • Area: 437

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 061023381607
  • Zoning: SFR-08
  • Exclusions: Tenants Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Dock/Pier
  • Living area range: 1751-2000

Lot

  • Lot size: 0.49 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$276$3,312
Property Taxes $1,079$12,948
Electricity $182$2,194
Total$5,708$68,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,702/yr
40% on housing$171,240/yr
45% on housing$152,213/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 53589$260
Dane County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 53589$229
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$999,900
2026-04-12Price change$1,100,000
2026-03-25Listed for sale$1,199,900

For Sale by Agent

AgentGina Marie John
BrokerageRealty Executives Capital City

Similar Homes