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186 Seashore Street, Grimesland, NC, 27837

4beds
3baths
2,700sqft
$389,300
$144price/sqft
$2,663/moest. monthly cost
$106,520/yrincome needed

About This Home

This stunning 2700 floor plan offers a spacious and modern design ideal for growing families. This single-story home features approximately 2,700 square feet of living space, with 4 bedrooms and 2.5 bathrooms. The open-concept layout creates a seamless flow between the kitchen, dining area, and great room, perfect for both everyday living and entertaining. The kitchen includes a large island, ample cabinetry, and a walk-in pantry, while the master suite boasts a generous walk-in closet and a luxurious ensuite bathroom with dual vanities, a soaking tub, and a separate shower. Additional features include a 2-car garage, a flexible home office or den, and a covered lanai for outdoor enjoyment. With its thoughtful design and functional spaces, the 2700 provides comfort and style for modern living. Only $1000 down and financial incentives offered with use of a preferred lender! Ask about our current incentives. *Home is currently under construction. Photos are of the same floor plan in a different community and are for layout purposes only. Upgrades, colors and finishes may differ.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
D H Conley High SchoolGrades 9-126.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Fireplace Insert,Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 186 Seashore Street
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: see plot map

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,968$23,616
Home Insurance *$182$2,184
Property Taxes $262$3,144
Electricity $251$3,017
Total$2,663$31,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,302/yr
40% on housing$79,890/yr
45% on housing$71,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 27837$185
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 27837$166
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$389,300

New Construction

AgentTerry Banks
BrokerageAdams Homes Realty NC

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