425 4th St, Velma, OK, 73491
About This Home
425 Fourth Street | Velma, Oklahoma Small town charm. Friday night lights within walking distance. An excellent school district. The kind of street where neighbors still wave. And the house? It has been taken down to the bones and rebuilt the right way. Warranty's on everything! This 4-bedroom, 2-bath home has been remodeled top to bottom with quality and longevity in mind. Lifetime foundation guarantee One-year warranty on appliances & HVAC Brand new plumbing, drain lines & main shutoff Updated electrical throughout with new panel All new windows, subfloor & flooring Fresh exterior & Interior paint Inside you’ll find two spacious living areas, a wood-burning fireplace, and a large laundry room built for real life. The kitchen is the heart of it all — featuring brand-new quartz countertops, a massive 4x7 island with cabinets galore, and storage everywhere you turn. Mini splits allow each bedroom to have its own climate control w/remote. Two hot water heaters. Systems done right. No shortcuts. This isn’t a cosmetic flip. This is a house that’s been fully gone through — and it shows. Owner is licensed real estate agent. Priced to sell and move quickly. If you’ve been waiting for something solid, updated, and move-in ready in Velma… this is it. Listing by Cace Robertson with Land Pros Real Estate - 580.467.4060|580.252.3880
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 51-99 Years,Excellent Condition
Materials
- Roof: Composition
- Construction materials: Stone or Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven/Range,Dishwasher,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Dining,Live/Dine Combo,Kitchen/Dine Combo,Breakfast/Bar
Features
- Central Entry Hall,Family Room,Country Kitchen,Inside Utility
- Number of fireplaces: 1
- Fireplace features: One Fireplace,Living Room,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,See Remarks
- Cooling features: Electric
Interior Area
- Total structure area: 2,189
- Total interior livable area: 2,189 sqft
Property
Features
- Levels: One
- Patio & porch: Covered Patio
- Fencing: Fenced Yard,Chain Link
- Living area range: 1801-2200
Lot
- Lot size: 0.54 Acres
- Features: Less than 1 Acre
Parking
- Total spaces: 2
- Parking features: Carport,See Remarks
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stephens County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance | $940 | $11,280 |
| Property Taxes | $110 | $1,320 |
| Electricity | $162 | $1,954 |
| Total | $2,198 | $26,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $235,000 |
| 2026-03-23 | Price change | $248,000 |
| 2026-02-24 | Price change | $262,000 |
| 2026-02-11 | Listed for sale | $274,000 |
View on Zillow