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175 N Lavergne Ave, Chicago, IL, 60644

4beds
2baths
--sqft
$195,000
--price/sqft
$1,578/moest. monthly cost
$63,120/yrincome needed

About This Home

Attention investors and rehabbers! Solid brick 2-unit building sold AS-IS. Property is fully vacant and ready for renovation. Great opportunity to bring this building back to life with your vision and create strong rental income or a beautiful owner-occupied investment. Ideal value-add project in Austin area with excellent potential for appreciation. Conveniently located near transportation, shopping, and schools. Bring your ideas and unlock the full potential of this property. Cash or renovation loans preferred. Property is sold AS-IS. Seller will make no repairs.

Getting Around

72
WalkingVery Walkable
67
TransitGood Transit
75
BikeVery Bikeable

Construction

Condition

  • Year built: 1912

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Radiator(s)

Property

Details

  • Parcel number: 16094160040000
  • Special condition: Probate Listing

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25 x 125

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$181$2,172
Property Taxes $281$3,372
Electricity $130$1,569
Total$1,578$18,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,102/yr
40% on housing$47,340/yr
45% on housing$42,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60644$201
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60644$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Contingent$195,000
2026-03-22Price change$195,000
2026-03-14Price change$214,900
2026-02-12Listed for sale$224,900

For Sale by Agent

AgentNiktoria Julian
BrokerageCrown&Keys Realty Signature Collection

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