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9927 E Bay Hbr #404, Miami Beach, FL, 33154

3beds
4baths
2,600sqft
$3,500,000
$1,346price/sqft
$20,507/moest. monthly cost
$820,280/yrincome needed

About This Home

Introducing The Regency Collection, a boutique waterfront sanctuary of modern elegance and sustainable design. Masterfully crafted by Kobi Karp Architecture with interiors by Debora Aguiar, this striking glass-clad residence features 33 exclusive homes with private boat slips and a rooftop pool deck overlooking the bay. Expansive terraces, floor-to-ceiling glass, and refined ceiling heights create luminous living spaces. Appointed with private elevators, Poliform kitchens, Miele appliances, and Antonio Lupi Italian fixtures, each residence delivers elevated luxury. Select penthouses offer private rooftop pools and sweeping panoramic views.

Getting Around

73
WalkingVery Walkable
45
TransitSome Transit
85
BikeVery Bikeable

Schools

5/10
5/10
Nautilus Middle SchoolGrades 6-85.2 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry,Kitchen Island,Roman Tub,Walk-In Closet(s)
  • Door features: High Impact Doors
  • Window features: Clear Impact Glass,High Impact Windows,Impact Glass
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,600 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Exterior features: Other,Balcony
  • Spa features: Community
  • Has view: Yes
  • View description: Other
  • On waterfront: Yes
  • Waterfront features: Canal Front,Canal Width 121 Feet Or More,Ocean Access,Bay
  • Frontage type: Bay/Harbor

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$187$2,244
Property Taxes $2,362$28,344
Electricity $261$3,139
Total$20,507$246,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$703,097/yr
40% on housing$615,210/yr
45% on housing$546,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,346This listing

vs Other Active Listings

Avg $/sqft

ZIP 33154$1,388
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33154$935
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$3,500,000

New Construction

AgentDaniel Tzinker
BrokerageThe Agency Florida LLC

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